The lone college student hacking into systems for the reward of bragging rights has been replaced by well-heeled professional organizations seeking to access systems for financial gain. To combat this new type of threat, insurers must review their vulnerabilities, assess their risks, and deploy technology that will preemptively protect their technology environment. IBM ISS� experienced security experts rely on their own investigations as well as the intellectual capital of third-parties to provide insurers with hardware, software, and managed services for end-to-end protection of their environment. In their role as consultants, IBM ISS experts perform assessments and vulnerability analysis that highlight areas of security risk. By offloading day-to-day security concerns to IBM ISS, insurers can reduce costs, improve compliance, and focus on strategic issues to transform the business.