Making ERM Part of an Insurer's Culture Requires People, Not Just Technology February 08, 2013Effective risk management is not about trying to avoid risk; it is about striking a balance between minimizing risk and maximizing reward. Impact of 2012 Election on Insurance: More of the Same? November 09, 2012Regardless of the implications for the insurance industry of the reelection of Barack Obama as U.S. president, insurers are still facing an increasingly complex and tech-driven competitive environment. The Supreme Court Rules on the Affordable Care Act: What It Means for Insurers June 29, 2012TK Who Will Be the Winners and Losers When Supreme Court Rules on Healthcare Reform? November 14, 2011Supreme Court will consider challenges to healthcare reform law's individual mandate requirement; oral arguments will be presented in March and a decision could come by June 2012. NAMIC Calls for "Responsibility Fee" to Target TARP Companies May 04, 2010The nation's largest P&C insurance association says that the Obama Administration's proposed fee would unfairly sanction P&C companies who pose little or no risk and did not receive TARP funds. Fidel Castro Applauds US Healthcare Reform March 26, 2010Castro calls reform a "miracle" and a victory over "lobbyists and political mercenaries," in qualified praise of President Obama, whom he calls a "fanatical believer in the imperialist capitalist system." BCBS of Alabama Names Terry Kellogg President and COO January 29, 2010Kellogg's election by the insurer's board of directors coincides with the retirement of Phillip Pope, president and CEO, effective June 30, 2010. Obama Plan Leaves OFC an Open Question August 09, 2009The government's financial services regulatory reform proposal treats insurance as an afterthought, but federally driven consumer financial protection could open the door to an optional federal charter. Ensuring That Looming Regulatory Mandates Help, Not Hinder December 17, 2008Insurers should be at the table in order to champion constructive regulatory changes at a time when federal oversight of the industry is likely to be promulgated. Insurers Measure Expectations After Elections December 07, 2008Preoccupation with financial crisis-related woes is likely to drive the new administration to implement some form of federal oversight of the insurance industry. Election Impact: New Government Likely to Push Federal Regulation of Insurance December 03, 2008Despite the Democratic Party's dominance in the wake of the election, the financial crisis will shape government behavior more than the government's shaping regulation according to its ideological bent. Automating Underwriting: Moving From Art to Science December 06, 2007Automating underwriting can help insurers define the appropriate risk parameters and price products accordingly while improving the efficiency of the process. 2008 Presidential Election Promises Change for Health Insurance Industry November 12, 2007Candidates for both the Democratic and Republican 2008 presidential nominations have proposed changes in the current health insurance system. Climate change is another topic of debate.